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Terms & Conditions

Last Updated: July 10, 2025 

By accessing this website (www.smg-llc.biz) operated by SMG LLC (“we,” “us,” or “our”), you agree to be bound by the following Terms and Conditions. These terms govern your use of our site and services. If you do not agree, please discontinue use. 

1. Use of Website 

You agree to use this website for lawful purposes only and in a way that does not infringe the rights of others, limit access to others, or violate any applicable laws. You may not: 

  • Copy, redistribute, or exploit site content commercially without permission. 

  • Use automated tools (bots, scrapers) to access or collect data. 

  • Upload malicious software or engage in disruptive activity. 

2. Intellectual Property Rights 

All content on this site, including text, graphics, logos, and trademarks, is the property of SMG LLC or used under license. You may not reproduce, modify, or distribute our materials without written consent. 

3. Affiliate Disclosure 

SMG LLC participates in the Amazon Services LLC Associates Program. This site may contain affiliate links that could result in commissions for us if purchases are made through those links—at no extra cost to you. 

4. Limitation of Liability 

SMG LLC makes no guarantees about the accuracy or reliability of the information presented. We are not liable for any loss, damages, or interruptions resulting from use of this website or its content. 

5. Termination of Use 

We reserve the right to restrict or terminate access to any part of the site at any time if we believe you’ve violated these terms. 

6. External Links 

This website may contain links to third-party sites. We are not responsible for the content, accuracy, or practices of those external websites. 

7. Governing Law 

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Tennessee and the United States of America. Any disputes shall fall under the jurisdiction of courts located in Montgomery County, TN. 

8. Changes to These Terms 

We may update these Terms and Conditions from time to time. Continued use of the site implies acceptance of the latest version. 

9. Contact Us 

If you have questions about these terms, contact us at: Don@smg-llc.biz 

Content & eBook Disclaimer

The articles, blog posts, and downloadable materials—including but not limited to eBooks such as The Labor Trap—published on this website are provided for informational and educational purposes only. These materials reflect personal experiences, research, and opinions intended to provoke thought, inspire, or inform.

To understand how we handle data, accessibility, and refunds for digital products, we encourage you to read our [Privacy Policy], [Refund Policy] and [Accessibility Statement].

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